Rick P

The Money Rule (50,30,20)

Today I learnt about the 50-30-20 Rule of Money and, in a nutshell, this golden Rule can help us create our budget considering our specific needs, which means that it can be modified depending on the specific situation of each and everyone of us. But first let’s explain more about it, shall we? First ofContinue reading “The Money Rule (50,30,20)”

How to survive Valentine’s Day (Financially)

Valentine’s day can make your wallet suffer if you are not careful, that is why in this text I will show you a way you can survive Valentine’s day without taking all your budget for a ride. First of all, you need to be conscious and remember that it is not necessary to have aContinue reading “How to survive Valentine’s Day (Financially)”

Frugal Living has its limits

Frugal Living is very useful. As you know, I started this week with this way of life and I have already noticed a difference. This week I have already saved some money that I am considering using in two things. But that is a talk for another time. Now, I understand Frugal Living isn’t everything.Continue reading “Frugal Living has its limits”

Frugal Living

Today I learnt a new term called Frugal Living. It’s funny I hadn’t heard about it since I consider myself a Minimalist and both things seem to be related or people debate their relationship. So, what exactly is Frugal Living? It is a way of life in which you focus on buying only what youContinue reading “Frugal Living”